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Exercise monitoring devices and health insurance

This topic contains 6 replies, has 0 voices, and was last updated by  Scarlet 4 years, 6 months ago.

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  • #176074

    EGL Admin
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    This could be something to give people incentive to exercise and cut their health insurance costs. I would love to Blue Shield do something like this. Maybe that would cut the monthly premiums. I would definitely put in more steps if it helped save money and was healthier. Privacy will be a concern as well.

    http://www.wareable.com/wearable-tech/step-and-save-the-risks-of-using-fitness-tracker-to-save-on-your-insurance-premium-1163

  • #282112

    Scarlet
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    How would the company know who is wearing it? Couldn’t someone slap it on one of their kids who jogs on a regular basis?

  • #282108

    EGL Admin
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    @scarlet 112386 wrote:

    How would the company know who is wearing it? Couldn’t someone slap it on one of their kids who jogs on a regular basis?

    That’s a good point. Not sure.

  • #282109

    doclaguna
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    @EGL Admin 112393 wrote:

    That’s a good point. Not sure.

    Put it on your dog.

    I don’t think fitbit tech is the way to go.

    Good biometric screening should be:

    BP
    Cholesterol numbers
    Glucose numbers
    Liver function tests
    Tobacco screening.
    Maybe BMI, versus waist measurements.

    With this data I can give you your 10 year heart disease risk. If you want to give people rate cuts for having a better 10 year heart risk than their peer group, go for it.
    I would also give rate cuts to people who keep up on recommended screening tests for cancer – namely mammograms and colonscopies.

  • #282111

    tomwaltman
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    DL, that is what my employer uses. We get a discount if we sign up for our activity monitoring provider, and we have to go through a yearly health screen that includes most of the items you noted.

  • #282107

    DivotMaker
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    @doclaguna 112396 wrote:

    Put it on your dog.

    I don’t think fitbit tech is the way to go.

    Good biometric screening should be:

    BP
    Cholesterol numbers
    Glucose numbers
    Liver function tests
    Tobacco screening.
    Maybe BMI, versus waist measurements.

    With this data I can give you your 10 year heart disease risk. If you want to give people rate cuts for having a better 10 year heart risk than their peer group, go for it.
    I would also give rate cuts to people who keep up on recommended screening tests for cancer – namely mammograms and colonscopies.

    ^This. The only way to really gauge healthy living.

  • #282110

    doclaguna
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    http://cvdrisk.nhlbi.nih.gov/calculator.asp

    You can calculate your own here.

  • #282113

    Scarlet
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    Liver test? is that a regular test Doctors request during normal blood draws/testing?

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