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Exercise monitoring devices and health insurance

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    • #176074

      EGL Admin
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      This could be something to give people incentive to exercise and cut their health insurance costs. I would love to Blue Shield do something like this. Maybe that would cut the monthly premiums. I would definitely put in more steps if it helped save money and was healthier. Privacy will be a concern as well.

      http://www.wareable.com/wearable-tech/step-and-save-the-risks-of-using-fitness-tracker-to-save-on-your-insurance-premium-1163

    • #282112

      Scarlet
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      How would the company know who is wearing it? Couldn’t someone slap it on one of their kids who jogs on a regular basis?

    • #282108

      EGL Admin
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      @Scarlet 112386 wrote:

      How would the company know who is wearing it? Couldn’t someone slap it on one of their kids who jogs on a regular basis?

      That’s a good point. Not sure.

    • #282109

      doclaguna
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      @EGL Admin 112393 wrote:

      That’s a good point. Not sure.

      Put it on your dog.

      I don’t think fitbit tech is the way to go.

      Good biometric screening should be:

      BP
      Cholesterol numbers
      Glucose numbers
      Liver function tests
      Tobacco screening.
      Maybe BMI, versus waist measurements.

      With this data I can give you your 10 year heart disease risk. If you want to give people rate cuts for having a better 10 year heart risk than their peer group, go for it.
      I would also give rate cuts to people who keep up on recommended screening tests for cancer – namely mammograms and colonscopies.

    • #282111

      tomwaltman
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      DL, that is what my employer uses. We get a discount if we sign up for our activity monitoring provider, and we have to go through a yearly health screen that includes most of the items you noted.

    • #282107

      DivotMaker
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      @doclaguna 112396 wrote:

      Put it on your dog.

      I don’t think fitbit tech is the way to go.

      Good biometric screening should be:

      BP
      Cholesterol numbers
      Glucose numbers
      Liver function tests
      Tobacco screening.
      Maybe BMI, versus waist measurements.

      With this data I can give you your 10 year heart disease risk. If you want to give people rate cuts for having a better 10 year heart risk than their peer group, go for it.
      I would also give rate cuts to people who keep up on recommended screening tests for cancer – namely mammograms and colonscopies.

      ^This. The only way to really gauge healthy living.

    • #282110

      doclaguna
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      http://cvdrisk.nhlbi.nih.gov/calculator.asp

      You can calculate your own here.

    • #282113

      Scarlet
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      Liver test? is that a regular test Doctors request during normal blood draws/testing?

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